![]() The card issuer will give you an immediate decision after you submit your application. How Do I Know If My Amex Application Is Approved? Alternatively, you can call American Express in the U.S. Here, you’ll see your most recent and possibly even previous applications for Amex credit cards and loans, along with the current status and any required actions. To see where you are in the process, you can visit the application status page and provide your Social Security number and zip code. Depending on the circumstances, Amex may reach out to you and ask you some additional questions. If you don’t receive an immediate approval or denial, it means the card issuer needs to review certain information to make a decision. How To Check My American Express Credit Card Application Status Again, it typically takes 60 seconds to get a response, which can be an approval, a denial or a pending application. If you’re applying for a small business credit card, submitting an application will result in a hard inquiry, whether or not you’re approved. If you’ve been approved and you accept the card, Amex will complete the process and perform a hard inquiry to provide you with a credit limit. If you’re applying for a personal credit card, Amex will process your application, perform a soft credit inquiry and tell you whether you’ve been approved, usually within 60 seconds. You’ll then review the terms and conditions for the card you’re applying for and agree to submit your application. ![]() You’ll need to provide the following details: It should take you less than 10 minutes to complete a credit card application online, especially if you have all of the required information on hand. ![]() Earn 120,000 Membership Rewards® points after you spend $15,000 on eligible purchases with the Business Platinum Card within the first 3 months of Card Membership. ![]()
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